DEVELOPER-FIRST OBSERVABILITY FOR YOUR CASHFLOW

Stop guessing where your money goes.

The high-precision financial ledger built for engineers and thinkers. Track transactions with sub-millisecond precision, automate envelopes, and monitor accounts with developer-grade clarity.

SYNCED
Net Balance+14.2%
$48,290.40
4 active accounts verified
Monthly Inflow
$12,450.00
Paychecks + Dividends
Monthly Outflow-2.8%
$3,842.60
74.2% under monthly ceiling
Recent Verified Ledger EntriesShowing 4 of 1,280
Stripe Payout - Enterprise Contract
+$8,500.00
AWS Cloud Infrastructure
-$214.20
GitHub Copilot Enterprise
-$39.00
Auto Transfer to High Yield Vault
$1,500.00
ENGINEERED FOR FINANCIAL CLARITY

Interactive Observability For Every Transaction.

Explore every dimension of your finances before signing up. Test interactive cashflow timelines, inspect category breakdowns, simulate budget limits, and monitor multi-account net worth.

CASHFLOW & TRENDS
Total Net Worth
$58,420.00
+14.2%
Monthly Inflow
$12,450.00
4 Verified
Monthly Outflow
$3,842.60
83% Budgets & Envelopes
Savings Rate
69.1%
Safe

Income & Expense Realtime Trajectory

Monitor cash velocity and net surplus with sub-millisecond precision.

Income (Inflow) (6M)$67,750.00
Expense (Outflow) (6M)$22,162.00
Net Cash Surplus$45,588.00 (67%)

Sub-Millisecond Speed

Powered by Bun runtime and PostgreSQL with indexed transactions. Input entries in seconds with automated hotkeys and quick action FAB.

BENCHMARK: <12ms DB ROUNDTRIPInspect in Demo

Dynamic Budget Envelopes

Establish category guardrails that roll over month-to-month. Get immediate visual alerts long before your accounts experience overflow.

AUTOMATIC MONTH ROLLOVERInspect in Demo

Instant CSV & Excel I/O

Never get locked in. Export sanitized ledger histories to CSV or Excel with one click. Import statements from any banking provider seamlessly.

STANDARDIZED SCHEMASInspect in Demo

Double-Entry Precision

Every credit is balanced by an offsetting debit. Real-time balance sheets and trial balances ensure zero reconciliation drift.

ZERO RECONCILIATION DRIFTInspect in Demo

Multi-Account Orchestration

Manage bank accounts, high-yield vaults, crypto assets, and credit cards across multiple currencies seamlessly.

MULTI-CURRENCY SUPPORTInspect in Demo

Private & Zero Telemetry

Your financial records belong strictly to you. Self-hostable, no third-party trackers, no advertisements, and zero surveillance.

100% PRIVACY FIRSTInspect in Demo
COMMAND-LINE POWER

Input transactions at the speed of thought.

Whether using our Quick Transaction FAB modal or analyzing ledger categories, everything in MExpense responds with instantaneous feedback. No bloated ads, no upsells, and zero third-party telemetry.

Configurable Multi-Currency formatting
Bulk batch deletion & batch categorization
Role-based admin access and security logs
ledger-query.ts
TypeScript + Prisma
import { db } from "@/src/lib/db";

// Aggregate monthly spend against envelope target
export async function auditBudgetHealth(userId: string) {
const summary = await db.orm.transactions.aggregate({
where: { userId, type: "expense" },
_sum: { amount: true },
});

return {
spent: summary._sum.amount ?? 0,
status: "OPTIMAL_WITHIN_BOUNDS",
};
}